http://dissertations.umu.ac.ug/xmlui/handle/123456789/76 2026-04-07T09:16:47Z 2026-04-07T09:16:47Z Nalukwago, Mariam http://dissertations.umu.ac.ug/xmlui/handle/123456789/1368 2025-02-17T10:26:23Z 2015-05-01T00:00:00Z

Micro credit schemes and the performance of small-scale enterprises in Uganda: Nalukwago, Mariam This study investigated the role of micro-credit schemes’ activitieson performance of SMEs in Uganda. The specific objectives of the study were; to investigate the impact of micro-credit loan terms on the performance of small scale business, to assess the impact of micro-credit savings on performance of small scale business and to examine the impact of micro-credit training schemes on performance of small scale business. The study used a comprehensive literature review based on the study objectives. The study also adopted the cross-sectional study design with quantitative and qualitative research techniques. A total sample size of 101 respondents was used with the help of Self-administered questionnaires and face to face interviews. Univariate descriptive frequencies that were used included frequencies, tables and graphs. Bivariate analysis was performed with the use of Pearson Chi-square (X 2 ) test to establish the relationship of the categorical variables. From the study, it was revealed that micro-Credit loans have helped them start some income generating businesses and that the schemes enable Quick decision making without the red tape as compared to banks and that the small loans have enhanced technology adoption, productivity and growth. The study also proved that Microcredit Savings can help the SMEs to buy assets which can be used as collateral for bigger loans and that it enables poor ones with little or no savings to acquire inputs for their small businesses. It can also be seen from the study that clients are able to get training in business and related skills and that credit trainings guarantee effective use of credit and improvements in productivity. Finally, it is recommended that the government needs to supplement efforts of microcredit institutions and allow more microcredit institutions to operate in all areas of the country especially the rural areas so as to meet the increasing demand of their services in such areas. It was also recommended that microcredit institutions should also establish programs that sensitize SMEs on performance improvement through training and educating the communities on how to save and gain Kakuru Anthony

2015-05-01T00:00:00Z Mugisha, Raymond http://dissertations.umu.ac.ug/xmlui/handle/123456789/1356 2025-02-17T10:26:17Z 2015-05-01T00:00:00Z

The role of total quality management on the performance of small and medium enterprises: Mugisha, Raymond The study or the research aimed at establishing the role of total quality management on the performance of small and medium enterprises. The study objectives included: to access the effect customer focus on the performance of small and medium enterprises, to determine the effect of team work on the performance of the enterprises, to determine the influence of benchmarking on the performance of the enterprises. The major objective of the study was to establish the role of total quality management on the performance of small and medium enterprises in Uganda. However despite the solutions applied by the government and different workshops such as provision of youth loans and ways of managing them, public lectures on improvement of quality in the goods and services produced by the small and medium enterprises there is persistent occurrences of financial problems exhibited in high indebtedness, loss of customers and unstable profitability levels in different industries, therefore this study seeks to show the role of total quality management on the performance of small and medium enterprises. This study was carried out in mukono municipality, at ridar hotel using a descriptive research design. Simple random sampling was used to select the respondents. A total of 44 respondents comprising mostly of employees and managers of the enterprise were selected to participate in the survey and a statistical package for social sciences (SPSS) was used to analyse data. The findings were presented using frequency tables, pie charts and histogram. The study revealed that ridar hotel had a culture put in place and directed to total quality management for success of the enterprise. The study showed that the respondents were fully aware of achieving customer satisfaction and in turn knew the benefits of customer satisfaction and how it pleased the customers. The study showed a strong need and support for team work in the enterprise, with a view that it increased the productivity of the employee their by leading to improved performance of the enterprise. Lastly the study showed that an enterprise can not operate in isolation, naturally it has got competitors, therefore to successfully co exist the tools of benchmarking had to be used acquire the useful attributes of their competitors to favourly compete. This was shown by overwhelming desire to borrow useful attributes. Conclusively, the researcher discovered that the dimensions of total quality management such as customer focus, teamwork and benchmarking to a greater extent affected the performance of an enterprise. In addition, the researcher was of a view that the enterprise do adopt and put in use all the dimensions of total quality management because this would greatly improve their performance against their competitors Perez Mujuni

2015-05-01T00:00:00Z Mutesasira, Donald http://dissertations.umu.ac.ug/xmlui/handle/123456789/1277 2025-02-11T07:43:17Z 2017-09-01T00:00:00Z

Alcohol use and its impact among university students in Uganda; Case study: Your Hostel, Uganda Martyrs University, Nkozi Mutesasira, Donald Alcohol is a common and avoidable cause of morbidities and mortalities among students and the general population globally. The use of alcohol is on the increase, both in quantity and prevalence, in developing countries including Uganda. Thus it is very important to explore the use extensively among students, especially in universities. We investigated the use of alcohol among students from different faculties in UMU, Nkozi living in Your Hostel. This was a cross sectional study in which 123 students were randomly selected to participate. The instruments were made up of a socio-demographic questionnaire for student alcohol use surveys. Data was analysed using SPSS-17. There was significant correlation for number of drinks with alcohol compared to how often one had found that they were not able to stop drinking once they had started , failed to do what was expected of them and remembered what happened the night before they were drinking and a significant correlation for friends often speaking about drinking with other variables such as friends tended to drink a lot ,friends often made others stay out drinking and lastly one having felt pressurized to go out and drink by friends. While students are aware of the harmful effects of alcohol, they have difficulties stopping its’ use. The rates of lifetime and current alcohol use among university students are high. Appropriate measures and interventions have to be instituted to address these issues. Key words: Alcohol use and impact, university students, Uganda.

2017-09-01T00:00:00Z Amaniyo Neema, Josephine http://dissertations.umu.ac.ug/xmlui/handle/123456789/1097 2024-12-09T07:46:40Z 2015-05-01T00:00:00Z

Individual savings and economic growth in Uganda. a case study of Masaka municipality Amaniyo Neema, Josephine This research was basically focused on Individual Savings and Economic Growth. This study sought to investigate the relationship between individual savings and the economic growth in Uganda. The research was based on the objectives; to study the relationship between the non financial savings by individuals and economic growth in Uganda, to analyze the relationship between informal financial savings by individuals and economic growth in Uganda, to establish the relationship between formal financial savings by individuals and economic growth in Uganda, and to assess the relationship between semi-formal financial savings by individuals and economic growth in Uganda. The researcher used survey deign and used quantitative approach under which the responses from respondents were coded numerically for easy analysis of the relationship between Individual Savings and Economic Growth. The source of data was primary data, closed ended questionnaires were used to collect data from respondents who were residents in Masaka Municipality. The research findindings were presented in tables, pie charts and bar graphs. These findings indicated that there is a strong relationship between individual savings and economic growth in that when individual savings increase it is highly likely that the economic growth of an economy will increase. Basing on the findings individual savings were found to have improved the welfare of the people of Masaka Municipality as well as their financial status, this was an indicator that if Uganda as a country mobilizes its population to embrace savings starting at an individual level, there will be a great increase in its economic growth. Therefore the government, policy makers and financial institutions should seek for ways of promoting savings. Anthony Kakuru

2015-05-01T00:00:00Z